NO HOA! SPACIOUS 3-BEDROOM SPLIT-LEVEL HOME WITH FINISHED LOWER LEVEL, NEW HVAC, AND FLEXIBLE LIVING SPACE! Discover the perfect combination of space, comfort, and versatility in this inviting 3-bedroom, 2-bath split-level home with NO HOA restrictions or fees! Featuring multiple living areas, a functional floor plan, and important recent updates, this home offers plenty of room for everyday living, entertaining, and working from home. Step inside to find a welcoming main level featuring a formal dining room, a spacious kitchen overlooking the backyard, and a cozy breakfast nook perfect for casual meals and morning coffee. The expansive sunken living room provides a comfortable gathering space with plenty of room for relaxing, entertaining guests, or enjoying movie nights. One of this home's standout features is the finished lower-level bonus area with its own exterior entrance! This versatile space offers numerous possibilities, whether you envision a private home office, media room, playroom, exercise room, hobby space, or additional living area. The separate exterior access adds convenience and flexibility to the home's already functional layout. Upstairs, you'll find three generously sized bedrooms and two full bathrooms, providing comfortable accommodations and flexible options for guests, workspaces, or everyday needs. MAJOR UPDATES INCLUDE A NEWER ROOF AND BRAND-NEW HVAC SYSTEM! These valuable improvements add to the home's appeal and help reduce concerns about major system replacements. Enjoy the freedom and flexibility of NO HOA, with no mandatory association fees or community HOA restrictions. Whether you're looking for a home with multiple living spaces, a finished bonus area, or the freedom of living without an HOA, this property delivers an appealing combination of functionality, flexibility, and value. If you're searching for a 3-bedroom split-level home with no HOA, a finished lower level, separate exterior entrance, and updated major systems, this property deserves a closer look. Schedule your private showing today and discover all the possibilities this home has to offer!