Rare opportunity to own a Lake Lanier home with a dock and NO HOA! Nestled in a quiet cul-de-sac, this spacious home offers the perfect blend of comfort, entertaining space, and lake living. A dramatic two-story foyer welcomes you into the fireside living room with soaring cathedral ceilings and a stunning stacked stone fireplace. The main level features hardwood floors, a formal dining room, an eat-in kitchen with granite countertops and a coffee bar, and a screened porch overlooking the large grilling deck. The primary suite is conveniently located on the main level with updated lighting and fixtures, and a walk-in closet. The two additional bedrooms on this level offer generous closet space. Upstairs, a loft bedroom includes a full bath and walk-in closet. The finished terrace level features a private entrance, oversized third garage, entertainment room, flex space ideal for a bedroom or office, a fifth bedroom, full bath, and partial kitchen-perfect for guests or multi-generational living. Outside, enjoy the beautifully updated gunite pool with fresh deck paint, new tile and plumbing, and enclosed within a privacy fence for ultimate relaxation and comfort. A shared golf cart path leads to the lake, where a dock with gorgeous Lake Lanier views conveys with the property.