INCREDIBLE NEW PRICE ADJUSTMENT! Welcome home to 20 Pine Lake Drive in Cumming, where comfort, space, and charm come together in this beautiful ranch-style home situated on 1.53 acres with no HOA! Tons of potential!! Home has a full finished terrace level! Inviting living space, features 4 bedrooms and 3 bathrooms, providing plenty of room for family, guests, and everyday living. At the heart of the home, the kitchen is equipped with stainless steel appliances and a spacious peninsula, making it the perfect place to prepare meals, gather with loved ones, or enjoy casual conversations over coffee. The generous living areas offer a warm and welcoming atmosphere with plenty of space to relax, entertain, and create lasting memories. All NEW neutral paint on the main level. This home combines timeless character with the comfort and convenience today's buyers are looking for. The home is ready for your updates and ideas. Minutes to the heart of Cumming, great schools, Cumming City Center, shopping, restaurants and Northside Hospital Forsyth. You will love it here!!