Exceptional Value — Priced Below the Current Tax-Assessed Value. Welcome to 5245 Sargent Drive, Cumming, GA 30040—an exceptional opportunity to own a beautifully maintained, move-in-ready home in the highly sought-after Loring community, one of Forsyth County's premier swim/tennis neighborhoods. Featuring DR Horton's highly desirable Bellview floor plan, this elegant 4-bedroom, 3-bath residence seamlessly blends modern style, everyday comfort, and functional living with an open-concept design filled with abundant natural light. Luxury vinyl plank flooring flows throughout the main level, leading to a spacious fireside family room that opens to a stunning chef-inspired kitchen showcasing quartz countertops, stainless steel appliances, premium cabinetry, a large center island with seating, and a generous walk-in pantry—perfect for entertaining and everyday living. A convenient main-level guest bedroom with a full bath provides an ideal space for visitors, extended family, or a private home office. Upstairs, retreat to the oversized owner's suite featuring a luxurious spa-inspired bath, dual vanities, a large walk-in shower, and an expansive walk-in closet, while two additional spacious bedrooms, a full bath, and a versatile loft offer endless possibilities as a media room, playroom, or home office. Step outside to your private outdoor oasis featuring a huge, level, fully fenced backyard with both a covered patio and an extended patio, creating the perfect setting for family gatherings, weekend barbecues, outdoor games, or simply relaxing in your own backyard retreat. Residents enjoy resort-style amenities including a clubhouse, swimming pool, tennis courts, pickleball courts, playground, and scenic sidewalks throughout the community. Ideally located just minutes from GA-400, Highway 20, Lake Lanier, Cumming City Center, premier shopping, dining, parks, and entertainment, while being zoned for award-winning Forsyth County schools and benefiting from low Forsyth County taxes, this exceptional home offers the perfect combination of luxury, convenience, and value. Don't miss this incredible opportunity to own one of Loring's finest homes—where modern elegance meets everyday living.